Seniors have many options for choosing how to live out their lives. At first glance, living in a senior community or nursing home may seem appealing to those who would love a break from paying bills. However, aging in place and opting for home care may actually be more economically beneficial once these options are compared side by side.
Monthly Rent versus Home Ownership
After years of working and making mortgage payments, many seniors are finally at the point in their lives where they can live without worrying about major monthly housing expenses. However, moving to a senior residential facility can be expensive. If your loved one lives on a fixed income, aging in place can help him or her retain financial security throughout the retirement years.
If you have a senior loved one who needs help maintaining a high quality of life while aging in place, reach out to Home Care Assistance, a leading provider of at-home care families can rely on. All of our caregivers are bonded, licensed, and insured, there are no hidden fees, and we never ask our clients to sign long-term contracts.
Nursing Care versus Daily Living Assistance
Many senior residences offer amenities like around-the-clock nursing care to entice people to move to the facilities. However, healthy seniors must ask themselves if it’s worth paying for services they may not need for many years. Instead, your loved one can choose to age in place and utilize home care services that can be customized to provide only what he or she requests. Paying for a single service such as meal assistance is far less expensive in the long run than full-time nursing care.
Some seniors need occasional assistance at home, and oftentimes the family members who take care of them need time away to run errands, take a nap, go to work, or take a vacation. McKinney respite care experts from Home Care Assistance are available on an as-needed basis, giving your family peace of mind that your loved one will remain safe and comfortable while you relax or focus on other important responsibilities.
Furnishing an Apartment versus Staying at Home
A common surprise for seniors who move to assisted living environments is much of their furniture doesn’t fit in their new apartments. Shopping for a smaller bed or table can drastically cut into your loved one’s moving budget. Keeping familiar furnishings is another financial advantage of staying at home.
All-in-One Packages versus Control Over Utilities
Senior communities handle utilities in different ways, but one common method is to include a one-size-fits-all fee in the monthly rent. For seniors who are rarely at home or don’t use their utilities often, this set fee can be unfair. However, choosing to age in place puts your loved one in total control over utilities and allows him or her to potentially save more money over time.
Many older adults are choosing to age in place, and some need a helping hand to continue living at home safely and comfortably. Luckily, there is professional in-home care McKinney seniors can trust and rely on. Trust Home Care Assistance to provide high-quality compassionate professional care for your loved one. If your loved one needs help with the challenges of aging, call one of our compassionate Care Managers today at (972) 548-0392.